Dear Clients, I wanted to take a moment to wish you and your families a happy and healthy holiday season . It has been a pleasure working with you this past year, and we are grateful for the trust you continue to place in us. 2025 was an important  year of progress for Astoria, and I wanted to highlight a few notable firm enhancements. We expanded headcount in several key areas. Bruce Lavine joined us as Chief Operating Officer  and now leads our ETF division . Will Pham join

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